πŸ”₯Horizon Whitepaper

Introduction

Horizon is a decentralized lending and borrowing platform built to serve as the finance layer of the TitanX ecosystem. It unifies lending, borrowing, recursive leverage, and a universal buy and burn mechanism into a single value-accretive protocol designed for sustainable yield and long term deflation.

At the centre of gravity sits $HORIZON, a fixed-supply hyper-deflationary token earned through lending, borrowing, farming, and participation in the ecosystem. All protocol revenue flows through the Universal Buy & Burn, continuously reducing circulating supply and directing value back to those who stake, lock, and build on Horizon.

The goals of Horizon are as follows:

  • Provide a safe, efficient credit layer through isolated markets for lending, borrowing, and recursive leverage (Multiply).

  • Create sustainable, real-yield incentives powered by interest spreads, swap fees, farm fees, and liquidation flows.

  • Drive hyper-deflation across the ecosystem via the Universal Buy & Burn, which converts all protocol revenue into permanent supply reduction.

  • Expand capital efficiency inside TitanX by enabling users to earn, borrow, and compound without selling their core positions.

  • Strengthen the ecosystem by routing value back to TitanX.

  • Align long-term incentives through the HORIZON token, which represents revenue share, governance, and protocol ownership.

Horizon is designed to be the deflationary, revenue-driven foundation for lending, leverage, and liquidity within TitanX, a system where value stays in the ecosystem, compounds over time, and rewards those who participate.


Key Features

  • Earn – Put your assets to work by lending them to borrowers to earn interest.

  • Borrow – Unlock liquidity using assets your bullish on as collateral while keeping market exposure.

  • Multiply – One-click leverage via recursive lending and borrowing.

  • Revenue Sharing – Protocol revenue funds the buy and burn, boosting staking payouts, reducing supply, and driving hyper-deflation.

  • Pay with Collateral – Repay loans automatically by selling a portion of your collateral.


Earn

Earn is where your assets generate yield. Deposit tokens into vaults and they’re distributed across isolated lending markets. These markets earn interest from borrowers while keeping risks separated.

How it works:

  1. Deposit supported tokens.

  2. Distribute automatically into lending markets.

  3. Earn borrower interest + Horizon Rewards.

Key benefits:

  • Isolated risk for safer yields.

  • Real yield from borrowing activity.

  • Extra Horizon rewards to boost APY.

With Earn, your capital powers the ecosystem, supports TitanX projects and the hyper-deflationary economy.


Borrow

Borrow lets you unlock liquidity without selling your assets. Deposit collateral into an isolated lending market and borrow supported tokens instantly.

How it works:

  1. Deposit collateral (e.g., ETH, TitanX, or other supported assets).

  2. Borrow against your collateral at safe, overcollateralized ratios.

  3. Repay at any time or even use your collateral to repay directly.

Key benefits:

  • Isolated markets for controlled risk.

  • Access liquidity without selling your holdings.

  • Keep market exposure to assets you’re bullish on.

  • Earn Horizon rewards based on your total borrow position value.

With Borrow, you can access capital, compound positions, and keep your core assets working.


Multiply

Multiply is for taking a bullish position to the next level. Using recursive borrowing, you can deposit collateral, borrow against it, re-buy the same asset, and repeat, compounding exposure without adding new capital.

How it works:

  1. Deposit collateral into a lending market.

  2. Set your desired multiplier using the slider.

  3. Confirm the protocol handles the looping automatically.

Key benefits:

  • One-Click Leverage – No manual looping needed.

  • Stay Invested – Boost exposure without selling your holdings.

  • Protocol Rewards – Earn Horizon on your total leveraged position.

With Multiply, leverage becomes effortless, letting you act on conviction instantly.


Universal Buy & Burn

The Universal Buy & Burn is Horizon’s deflationary engine. It accepts any token, inside or outside the TitanX ecosystem and intelligently routes them through optimized swap paths to maximize impact.

How it works:

  • Inside Capital – Interest spreads from lending markets are routed to buy and burn Horizon without selling down collateral markets, preserving price stability.

  • Outside Capital – External inflows are used to buy up TitanX, strengthening vertically stacked liquidity across the ecosystem.

  • Intelligent Routing – Custom swap paths ensure minimal slippage and maximum burn efficiency.

Key Benefits:

  • Ecosystem-Wide Liquidity Boost – Outside buys deepen TitanX liquidity, benefiting every connected protocol.

  • Sustainable Deflation – Continuous Horizon burns reduce supply while rewarding those who lock Horizon for protocol revenue.

  • Capital Preservation – Internal buy and burn flows avoid harming the underlying asset markets.

Key Features:

  • Function: Converts any supported token into target assets for burning.

  • Routing: Uses optimal swap paths across available DEX liquidity.

  • Input: Any ERC-20 token.

  • Output: Target token(s) purchased and sent to burn addresses.

  • Efficiency: Aggregates liquidity across pools to minimize slippage and fees.

  • Integration:

    • Protocol fees (vaults, lending, farms).

    • Partner token allocations.

  • Effect: Continuous reduction of circulating supply for Horizon, Nova, and ecosystem tokens.


Token Architecture

HORIZON is a revenue sharing, governance and reward token that is earned by lending, borrowing or farming on the platform. HORIZON's supply is consistently and permanently reduced through buyback and burns. Full distribution details will be revealed soon.


Revenue Model

Revenue Sources:

  • Swap Fees

  • Lending Fees

  • Farm Fees

Deflationary mechanisms:

  • Supply burns as swap, lending and farming activity and usage grows.


Gamification & Community

The Horizon Points System introduces a dynamic, engaging layer for users:

  • Seasonal campaigns.

  • Leaderboards showcasing top earners.

  • Referral Bonuses.

  • Airdrops.

This ensures Horizon remains community-driven with ongoing opportunities & engagement.

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